Wells Fargo Reflect Card Review

0% intro APR for as much as 21 months (on each purchases and stability transfers) — That is the place the Wells Fargo Mirror® Card is difficult to beat. The cardboard begins with a 0% intro APR on purchases and qualifying stability transfers for 18 months. To make it even higher, you may get an intro APR extension for 3 months, for a complete of 21 months. All you want to do is make on-time minimal funds in the course of the intro and extension intervals.

It is price noting that the intro APR applies to stability transfers made throughout the first 120 days of opening the account. There may be additionally a stability switch payment of three% ($5 minimal) on transfers made throughout the first 120 days and 5% ($5 minimal) on transfers made after that. These payment quantities are commonplace amongst stability switch bank cards.

No annual payment — The Wells Fargo Mirror® Card cuts charges in the precise locations. Living proof, the cardboard has no annual payment.

Cellphone safety — Once you pay your month-to-month cellphone invoice together with your eligible Wells Fargo bank card, you stand up to $600 of cellphone safety towards harm or theft (topic to a $25 deductible). That is a type of underrated bank card perks. You need not pay for cellphone insurance coverage out of pocket, since this card contains safety already.

Particular provides — Via My Wells Fargo Offers, you’ll be able to earn money again assertion credit on procuring, eating, and experiences that you just pay for together with your eligible Wells Fargo card.